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This is Undaunted Life, a man's podcast.
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I'm your host Kyle Thompson, let's get into it.
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And you who are dead in your trespasses and the uncircumcision of your flesh, God made
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alive together with him, having forgiven us all our trespasses by canceling the record
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of debt that stood against us with its legal demands.
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This he set aside, nailing it to the cross.
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He disarmed the rulers and authorities and put them to open shame by triumphing over
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them in him.
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That is Colossians two, 13 through 15.
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We're going to be talking a lot about debt today.
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So buckle in guys.
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But guys, I just want to remind you of something because I was just having this conversation
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with the buddy of mine.
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There are guys out there that will find a great restaurant or they'll finish a really
0:57
awesome book or they'll find a really awesome part for their truck or something like that.
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And then they won't share it with anybody.
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It's like the best kept secret and it just doesn't ever occur to them.
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Oh, someone else could get value out of this knowledge that I have.
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So guys, I say that to say that if you've not shared the show with a friend, please do
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so.
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That is how the show gets out to more people.
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I usually ask people, Hey, how'd you find our show?
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And it's like, Hey, I either saw you on this show or Hey, my friend told me about it and
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turned me on to it.
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I've been listening to six months.
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It's something like that.
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So guys, if there are two, three guys out there that you don't think know about this show,
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make sure you get this content out to them.
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Make sure that we can keep spreading the love and spreading the value around.
1:31
And also just a reminder, we are almost 100% listeners supported.
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So those of you that have hopped on board already, thank you so, so much for becoming
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donors to Undaunted Life.
1:39
A man's podcast, if you like this content, if you want to see more content, you would
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not believe what we got coming up for 2023.
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I'm so excited about it, but everything costs money.
1:46
So we have a donation page on our website, Undaunted.life/donate.
1:49
And I'm going to, again, I'm going to be saying this every week before or until it happens
1:54
rather.
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We have a live speaking engagement that is free to the public.
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So Sunday, September the 18th at 6 p.m., at Faith Bible Church in Edmond, Oklahoma.
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I already know some of you guys are going to be driving into Edmond that evening just
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to go to that.
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I'm going to be live presenting defeating pro-abortion arguments.
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So that's where we're going to spend an hour together and we're going to be digging deep
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on like 18, 19 different pro-abortion arguments and how you can defeat those things.
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It's going to be a great time for you guys.
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There's going to be a lot of valuable, valuable information against Sunday, September the 18th
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at 6 p.m., at Faith Bible Church in Edmond, Oklahoma.
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There is a link in the show notes that if you are coming and bringing your children, we
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want your kids there.
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They will not be there inside the event.
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But we want to know how many people are going to be there so we can know how many volunteers
2:36
are needed for children.
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But I will tell you, I know some people that have 13, 14, 15 year olds that are going to
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have their kids in the presentation with them.
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Okay.
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So this probably isn't super appropriate for kids that are probably in elementary school,
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but middle school, high school, I'll leave that up to your discretion.
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But this is going to be something that would be good for all of them to hear.
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So just remember to mind you, as of last week, we are now ambassadors of origin.
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So guys, go to origin main.com and if you use the promo code, Kyle, you will get 10% off
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your orders, whether you're ordering geese or rash guards or boots or jeans on the origin
3:06
side or, you know, protein or greens or creole oil or vitamin D or energy drinks or whatever
3:11
on the jocko fuel side, just go to origin main.com.
3:14
You can use the promo code, Kyle for 10% off and now before we get into anything else,
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I have been absolutely blown up about Matt Chandler today.
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So I'm recording this on Monday.
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And so you guys are hearing this in your ear holes properly on Wednesday.
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But if you haven't heard by now, Matt Chandler, who again, we've talked about on this podcast
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over and over and over and over again, huge fan of Matt Chandler, huge fan of his books
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of his sermons, all those different things.
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Apparently he's embroiled in some sort of a controversy right now.
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And I wanted to address this because I knew for a lot of you, I mean, my phone has been
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blowing up this morning.
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So literally since the moment that I woke up, people ask me, Hey, what do you think about
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this man Chandler thing?
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What do you think about this match?
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But for the most part, I'm not really going to give my full comments on this because we
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don't really know that much seemingly.
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So to summarize what I've what I've gathered from from the news and different things that
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are being reported, you know, at different websites or whatever is apparently Matt Chandler,
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the pastor was DMing with a woman.
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And again, I guess a DM that is a private message.
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But the thing there's so much about this that doesn't make any sense is we're being told
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that the DMs were not sexual or inappropriate.
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And we're being told that both of the spouses, right?
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So Matt Chandler's wife and this gal's husband both knew these messages were going back and
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forth.
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And yet yesterday from the pulpit, Matt Chandler sit up there and basically said because of
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these messages and because of this that it revealed an unhealth in him and I have no idea
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what that word means.
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Typically, people just use the word sin.
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And so again, it's a very odd situation.
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And most people have picked up on that by now.
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This just doesn't make a whole lot of sense.
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Like if everything he was doing was on the up and up, then why didn't he and the elder
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board just go basically tell people to pound sand?
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Like apparently there was another person involved that got offended for somebody else.
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And there was some sort of weird calculus going on that nobody can truly define for us.
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So that that's all I have to say on this for right now.
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I'm a fan of Matt Chandler.
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I've seen nothing in any of these reports that would make me not be a fan of Matt Chandler.
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I hope that he doesn't just get cascaded and categorized as just another evangelical that
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sin-sexual ear that fell from grace or that.
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Oh, he's the next, you know, whatever, you know, this guy that fell or that guy that
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fell.
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Hopefully that's not what's going to happen.
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But I hope it's also not a leadership misstep by his elder board to overreact to something
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that wasn't actually there to force your senior pastor to take a leave of absence when nothing
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went wrong.
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So I say all that to say that again, we don't know enough about it.
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I'm not going to talk about it more until we know more and we may never know more, but
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just kind of put a bow on this.
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I would say this.
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And I think I've said this about Matt Chandler before because I talked about how I love Matt
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Chandler and I like Vodie Bakham and I love, you know, John MacArthur and all these different
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guys.
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It wouldn't surprise me if any of those guys did something very, very depraved.
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It wouldn't.
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Like if they cheated on their spouse or if they, you know, used to be a murder people
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or these sort of like, I get, just think of the thing that you think is bad.
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It would not surprise me with anybody because everybody does bad stuff.
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It's a level of depravity that's different.
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And it's your knowledge of that depravity that might be a little bit different.
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So guys, don't idolize people, especially pastors.
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And I've got some pastors that I know listen to this that I love.
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I love these people.
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I love what they do.
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I love their sermons.
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I love their friendship and I love the value that they provide, you know, even just specifically
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to me, but I shouldn't be surprised if they fall and they shouldn't be surprised if I
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fall because we're fallen creatures.
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Now we should call each other to a higher standard and all these other different areas.
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But again, if you're cheering today because Matt Chandler failed from grace, you're a [inaudible]
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and you're a terrible person.
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And that's sinful, right?
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I don't think you should be doing that.
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But also if you're only coming to his defense and saying, regardless of what anyone knows,
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he's my man.
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I love his stuff and I'm going to defend him wholeheartedly.
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I think that's pretty stupid as well.
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So let's just try to be so reminded about this and let's all just realize that we simply
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do not know what's going on in this situation.
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But all we know is it stinks to high heaven and the, you know, basically the line we're
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getting from him and the line we're getting from the church doesn't make a whole heck
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Guys, we're already like seven minutes in here and I haven't even got to announcing what
7:39
the quick hitters are, but what we're going to be talking about today is going to maybe
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take us quite a bit of time.
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So I don't even know if I'm going to get to these quick hitters by the end of this.
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I may leave it for next week or a little bit later this week or something like that.
7:49
But if we do have time in the quick hitters segment, we're going to discuss Mark Zuckerberg
7:52
of Facebook telling Joe Rogan on the Joe Rogan experience that the FBI instructed him to throttle
7:58
the Hunter Biden laptop bombshell prior to the 2020 election.
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A woke pastor in Australia saying churches should quote create space for gender inclusive
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bathrooms.
8:07
Unquote also the greatest doctor in the history of medicine, obviously Dr. Fauci announcing
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he's retiring at the end of the year and a K through 12 school in my own backyard has
8:16
hired a pro CRT DEI firm to train its teacher.
8:21
So CRT means critical race theory and DEI is diversity, equity and inclusion.
8:26
But obviously we need to spend the overwhelming majority of our time today talking about what
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Joe Biden announced last week, which was the cancellation or forgiveness of student loan
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debts.
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And so let me go ahead and read this from CNBC.
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President Joe Biden announced last Wednesday that he will forgive $10,000 in federal student
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debt for most borrowers, fulfilling a campaign pledge and delivering financial relief to millions
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of Americans.
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Imagine, like, just remember delivering financial relief.
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So again, it's CNBC.
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So here we go.
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Biden will cancel up to 20,000 for recipients of Pell grants.
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And then this is a quote here, both of these targeted actions are for families who need
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it the most.
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The president said in remarks at the White House Wednesday afternoon, the relief will
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be limited to Americans earning under 125,000 per year, or a quarter of a million dollars
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for married couples or heads of household.
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The relief is also capped at the amount of the borrowers outstanding eligible debt per
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the education department.
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The president will also extend the payment pause on federal or most federal student loans,
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one final time through December of 2022.
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So skipping down a little bit here, Biden's decision to move ahead with $10,000 in student
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loan debt cancellation for borrowers who earn under $125,000 per year will cost the federal
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government around $244 billion.
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According to higher education expert, Mark can trowets.
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So little aside here from the CNBC article, according to Pin Wharton and their budget model,
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which, you know, again, you know, who knows how close this is going to be, this is going
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to end up costing Americans between 300 billion and 980 billion over the next 10 years.
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So not the 244 that's being, you know, reported by CNBC, but somewhere between 300 billion
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and 980 billion with the B dollars in the next 10 years.
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So back to CNBC here, the $20,000 in relief for Pell Grant recipients may add around 120
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billion to the government's costs.
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The unprecedented action by the White House of wiping out hundreds of billions of dollars
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in consumer debt follows years of advocacy pressure in recent months of heated debate
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among Biden administration officials.
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Those discussions centered on how student loan forgiveness might impact the high inflation
10:27
hitting Americans wallets, the amount of student debt that should be canceled.
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And if the president even had the power to reduce people's balances without the legislative
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branch.
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So there's a lot to unpack there.
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And most other pundits and other people in other news shows, they're unpacking all the
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details of this.
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We don't even know what all this is going to look like.
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But just to kind of before we dig in, I know that some of the numbers can get really complicated
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and you know, how much is this person getting versus how much, you know, that person's getting
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and let's make it really, really simple.
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Like guys, let's make it simple here, a single college graduate.
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Okay.
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So just have this person in your mind, a single college graduate making six figures, okay,
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living in their preferred city, going out as much as they'd like, driving the car they
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want to drive, going to music festivals, living it up and having no problem paying all of
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their bills.
11:16
They're going to have part of or all of their student loans paid off by a combined population
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that is likely making a fraction of what this person is making.
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And those people will be getting no relief of any of their debts that they have.
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That's the scenario we're looking at because people are pretending like $125,000 a year
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is not that much money.
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There are a lot of people in my audience in any audience that would love something even
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near that amount and could do tremendous things for them and their family.
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But those are the people that are being targeted here.
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So right from the jump before we really, really dig into the analysis of all this is I have
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to admit that I don't actually think that this will happen.
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Okay.
11:59
At least not right now.
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So surely this is going to be challenged in court.
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This seems deeply unconstitutional.
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I'm pretty certain and a lot of people are pretty certain that the Biden administration
12:08
and Joe Biden individually don't actually have the authority to do this unilaterally.
12:12
It seems like Congress would need to be involved.
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There's no idea.
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I have no idea why this doesn't ram through why they would just ram this through Congress
12:20
right now because he likely has the votes in both, you know, the house in the Senate.
12:24
So I don't know why they're not just doing it that way.
12:27
Also this is just so clearly and blatantly a ploy for more votes in the midterm elections.
12:31
You know, trying to bump up his approval rating as gas starts to, you know, little, little
12:35
by little come down and then by November, getting all the people get the warm fuzzies
12:39
to go out and vote.
12:40
So there's that, but we need to break this down as if it will happen.
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Again, I'm, I'm, I'm dubious whether it'll actually happen, but let's break it down as
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if it were to happen.
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So I want to do a little sidebar before we break down what the news means because we're
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going to break it down in a couple of interesting ways.
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We need to talk about higher education in general.
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Okay.
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Now, I'm saying this as somebody with a master's degree.
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I got my master's in business administration, graduated top of my class in an undergrad.
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I got an undergraduate degree in corporate communication with a minor in leadership, again
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graduating top of my class.
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So I was a hired guy.
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I used to work in higher education.
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I worked in the, the president's office of a university and you know, like the, the whole
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nine yards.
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So like I'm very familiar with that world, but the overwhelming majority of people that
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get college degrees will end up getting jobs that have nothing to do with that degree.
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Okay.
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And I was one of those people, right?
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Cause communications kind of a broad degree and business kind of broad degree, but I certainly
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have worked jobs over the last, you know, 15 years or so that had nothing to do with
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my degree.
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Now, there's a lot of reasons why people will get a degree in something that leads to a
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job that they don't want to do.
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So they end up doing something else.
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They get a degree in something that doesn't, you know, aid them in getting the job that
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they do want to do, right?
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So they got this degree, but they need that degree.
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You know, and then they've got this dissonance and some people just suck and no one wants
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to hire them.
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So it doesn't matter what degree you get.
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You're just an awful worker.
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You're bad at interviews.
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Like, you know, there's any number of reasons, but again, the overwhelming majority of people
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that get these college degrees don't end up going and working in jobs in those fields.
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Because the reality is is what college should be is it should be something you should need
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to do if you need a credential, okay?
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So you need credentialing, literal credentialing.
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If you want to be a doctor, a lawyer, an engineer, a chemist, you know, fill in the blank pharmacist,
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you know, on and on and on, you need legitimate credentials in order to do those things.
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But for all the other degrees, you don't really need that.
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And also, no one should be going to college to quote, unquote, find themselves.
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I mean, how many times did you do you hear that where someone's just a listless, you
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know, 18 or 19 year old and then they go to college to try to discover who they're going
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to be in the world, right?
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While they're paying someone tens of thousands of dollars for the privilege of teaching them
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stuff from textbooks that were written five years ago, which makes them four years too
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old.
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Okay.
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Also, look at how many, you know, people like again, we talk about these people that have,
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you know, these jobs have nothing to do with their degree.
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Even look at, you know, homemakers, look at staying home moms that have undergraduate
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or even I know state home moms have graduate degrees.
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I mean, and for the most part, that's a complete waste because they never thought forward
15:08
in their life.
15:09
They always thought they were going to be, you know, in their power suit in the corner
15:11
office.
15:12
And now here they are raising two, three, four kids or something like that.
15:15
And by no means am I talking down on those people like to a certain degree, they're doing
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some of the most core work to our foundations of it as a society, but think of all that
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time and money and just brain space wasted on something that they're never going to use
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in the home.
15:30
And then there's so many people that are like that.
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And here's the other thing.
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In 2022, for the most part, guys, you don't need a college degree to get an education because
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the point should be education, not credentialing.
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Again, no one has ever looked at my diploma or my transcript or my GPA and been like,
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wow, 4.0 in your MBA program, huh?
15:50
No one's done that.
15:51
They're worried about whether or not I can think lead in problem solve, right, which
15:55
takes education to undergird those things.
15:58
That's the scaffolding under which you can do those things.
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But here's the thing, how much of the stuff that you guys learned, just ask yourself this,
16:03
how much of the stuff that you learned in college was obsolete knowledge by the time
16:07
you graduated, especially if you're in like the STEM fields or some sort of like a, you
16:12
know, really kind of, you know, tough thing that you need to do, how much of that stuff
16:16
even still applied by the time you graduated.
16:18
And my boy Chad Prather pointed this out last week, he made the comment, but you can, you
16:22
can obviously get a degree without getting an education and in the opposite, you can
16:28
get an education without getting a degree, but it seems somewhat rare that people get
16:32
both of those things.
16:34
I mean, I already told you like I graduate top of my class, but there were classes that
16:37
I got A's in because I was good at, you know, cracking the code of the syllabus and turning
16:42
papers in early so that I could rewrite the, you know, the things that weren't up to snuff
16:45
and like I was able to crack the code of a semester in and of a syllabus, but I didn't
16:50
learn anything in these classes.
16:51
I didn't retain any of this information.
16:53
I'm pretty good at memorizing things and then, you know, spouting it out the next day and
16:57
then just farting it out and moving on to the next thing.
17:00
So imagine the people that get an education without getting a degree, but then they can't
17:04
get a job, which kind of leads me to this businesses, businesses all over the country,
17:09
really all over the world are culpable in all of this because they lazily require degrees
17:14
in order for people to apply to work there.
17:15
I've worked to places like that before.
17:17
They would not consider people that didn't have a degree.
17:19
They use it kind of as a lazy sorting system.
17:22
And I think that these businesses should do away with their requirements to have a bachelor's
17:25
degree because they're going to have to start with scratch to train these employees anyways.
17:30
Like, have you ever heard of a business that hired people?
17:34
They required them to have bachelor's degrees or maybe they didn't require this as a better
17:37
example.
17:38
They didn't require them to have a degree of any kind, but they hired two people for the
17:40
same job.
17:41
One person didn't have a bachelor's degree.
17:44
The other one did have a bachelor's degree.
17:45
They start their trainings in different places, like, okay, hey, high school diploma guy,
17:50
you're going to start down here.
17:51
You're going to need about two more weeks of training because you're such an idiot or
17:53
that, you know, you didn't go to the fancy school for that long length of time.
17:56
But hey, Mr. and Mrs. Bachelor's degree, you're going to start in the advanced training.
18:00
Has you ever heard of something like that?
18:02
No, you certainly haven't because everybody starts on the same level because they haven't
18:05
done that job before because again, these college programs are not pumping out people
18:10
that know how to do the exact job for that exact company.
18:12
You have to train them anyway.
18:14
So these businesses that are holding on to, yeah, you got to have a college degree.
18:17
It's like, for what reason?
18:18
For what purpose?
18:19
There are dime a dozen now.
18:20
And also parents are culpable in all of this because they're encouraging their children
18:25
to go to college without the kid even having the foggiest idea what they're going to study
18:31
or what they want to do with their lives.
18:33
And partially it's because they want their kids to keep up.
18:36
All the other kids in their class got scholarships or they're going to the big state school or
18:39
they're going down to state or going, whatever.
18:41
And if you're the parent, when asked, Hey, where's your kid going to college next year?
18:45
If you say, yeah, they're going to take a year off to figure out what they really want
18:48
to do.
18:49
They may never even go to college that doesn't have the same ring to it.
18:52
And so parents just blindly say, yeah, we'll sign it for this debt or we'll pay for this
18:56
or we'll make our kid take out loans for something that is not even that valuable to them.
19:01
And it may be even not is the right isn't the right fit for them.
19:05
Maybe they should go and shadow someone for a year.
19:07
Maybe they should, you know, become an apprentice.
19:09
Maybe they should go to trade school.
19:10
There's a start a business.
19:12
There's all these other options aside from just, Oh, I guess I'll go to college.
19:16
And also we're delaying people growing up.
19:20
College is a, is a great way for people to delay the maturity process.
19:24
Okay.
19:25
And here's the other thing.
19:26
How many people do you know that actually finished college in four years?
19:31
I'm how many people I most people nowadays seem to have to go an extra semester or some
19:36
of the people an extra year or two because they changed their major two or three times
19:40
in order to finish.
19:41
Right.
19:42
And the reason why most people are getting graduate degrees now, this is what we see
19:45
in the data is because so many people have bachelor's degrees that a bachelor's degree
19:50
is the new high school diploma and a graduate degree is the new bachelor's degree.
19:54
Like that, that's a really tough spot for a lot of people to be in.
19:57
So that's, I guess my, my sidebar on higher education, but to get into more of a discussion
20:02
about what we were talking about in terms of the student loan forgiveness as it's called.
20:06
I was thinking through this for last week or so as I was collecting my thoughts and I
20:09
thought, okay, there's really two ways to break this down.
20:12
Okay.
20:13
There's politically and then there's spiritually and I think some of you already know where
20:17
I'm going to go on that side, but most of our focus will be on the political side, but
20:20
there is a tremendous spiritual element of this that I find to be just absolutely rich,
20:25
but just hang with me and we'll get there, but we need to talk about the political side
20:28
first and there's really lots to go over here, but let's start here.
20:33
There are lots of people saying that the loans are not being transferred, but they are being
20:39
legitimately forgiven.
20:40
There are people that just, they literally are just like, guys, the loans are being forgiven.
20:44
What do you, what are you freaking out about?
20:46
They're just going away.
20:47
Okay.
20:48
Like that, the people that own the loans are forgiving them.
20:51
This is a big deal.
20:52
This is great, but that is such a stupid point and people just don't realize it and it's
20:57
because like the federal government is quote, unquote, paying off the loans according to
21:02
these people, but you have to ask these people, where do you think the federal government gets
21:07
their money?
21:09
The federal government doesn't create a product, well, actually the one product they do technically
21:13
create the United States Postal Service has never made money for the most part.
21:17
They're operating in the, in the red almost every single year.
21:20
Okay.
21:21
So where do you think the Fed gets their money?
21:22
They get it from taxpayers.
21:24
So no, just from a factual point, these loans are not disappearing by new stretch of imagination.
21:31
The loan debt amounts are being transferred to a different party.
21:36
And just to make sure you understand them, because we're going to spend a lot more time
21:38
breaking that down, but just to make sure that you understand the magnitude of this.
21:42
This is the largest unilateral spending initiative by a president in the history of the country.
21:49
You can look at any president during wartime, during times where they're trying to, you
21:52
know, build up their, you know, their, I guess, leftists or communists, you know, bona fides,
21:57
like it there.
21:58
This is the biggest unilateral spending initiative that we've ever seen.
22:03
So if you thought Barack Obama spent money, if you thought George W Bush spent money, if
22:06
you thought Trump spent money, whoa, buddy, like this, this is next level.
22:10
So we just need to understand that.
22:13
But in addition to that, this is perhaps the largest transfer of wealth in the history
22:18
of the United States as well.
22:20
Essentially, it's working class Americans, you know, like most of you listening to this
22:26
right now, that are going to be paying off the debts of people that are wealthier than
22:31
they are.
22:34
Have you heard people say it that way?
22:36
Because that's the real way that you should look at this.
22:38
I mean, because the reality is, is that this is a tax on poorer people to the redounding
22:43
benefit of richer people.
22:46
And the reason is is because over 50%, I think the actual numbers like 56%, but over 50%
22:52
of student loan debt that's currently outstanding in the United States was taken out for people
22:57
to get graduate degrees.
23:00
Now bachelor's graduate degrees.
23:02
So these people got a useless bachelor's degree and then decided to double down on higher
23:07
education and get a useless master's degree and/or doctorate.
23:10
They went all the way to the PhD level.
23:13
And now me and all of you have to pay for it.
23:17
That's why it's the largest wealth transfer in history, because people that decided not
23:21
to do that are going to be paying for it.
23:26
Because the reality is is around 13% of Americans have student loan debt.
23:32
But the government and the Biden administration's grand idea is that 100% of Americans that
23:38
pay taxes will pay those 13% of Americans debts off.
23:43
I mean, just think about that, 87% of Americans don't have student loan debt.
23:48
But 100% of American taxpayers are going to be paying off the debt.
23:52
How in the world does that make sense?
23:54
Okay.
23:55
And I know a lot of you guys have thought through this and you've felt this I certainly
23:58
have as well.
24:00
But this is the ultimate slap in the face to doodleful, hardworking, responsible Americans
24:06
that either never went to college and got a job or started a business that went to college
24:11
but got scholarships that went to college but paid for it themselves, you know, they went
24:15
to college and worked the whole way through to pay for it themselves that went to college
24:19
and then worked a plan after graduating to pay off their loans, you know, et cetera.
24:24
So on and so forth, this is the ultimate slap in the face of those people.
24:28
It's like, Hey, idiots, you did the right thing, but we're going to pay off all these
24:32
other people that for doing large part aren't doing the right thing.
24:36
Because all these people are like, Oh, I'm being crushed by my student loan debt is terrible.
24:39
But it's just like that scenario I brought you earlier, these people are getting the
24:43
brand new iPhone.
24:44
They have five or six different streaming services that they're subscribed to.
24:47
They go out to four or five nights a week.
24:49
They're going to festivals.
24:50
They're traveling, they're driving their chosen dream car, all those different things, but
24:55
they can't help their student loans.
24:57
They need our help.
24:58
They need your Biden's help.
25:00
But as I was thinking through this, and this is kind of a, you know, morbid macabre thing
25:04
to think through, but I haven't really heard anyone else say it, is what about the vets
25:09
that paid for their tuition by serving in the military, you know, like the GI bill?
25:15
Think about the people that died in the Middle East in these last 20 years of the wars that
25:20
we've been fighting.
25:22
Because one of the reasons why they did that was because, Hey, if I serve, I can get my
25:26
college paid for think about those people.
25:30
But all of them have continued on and served in our military.
25:34
If they thought that they could get their student loan debts paid in another way.
25:38
And here's also my message is just overall, because I know a lot of you listening to this,
25:41
you are responsible and smart and beautiful and you weren't your butts off.
25:45
You know, while in school or afterwards to make sure that you didn't take on any debt
25:48
or that you could cover that debt, I do have a message for all of you.
25:52
You all did the right thing.
25:55
Joe Biden is trying to buy votes and do things in this way.
26:00
And that should not change the morality of what you did and what you accomplished.
26:05
I say Bravo.
26:07
If you graduated from school without debt, because you busted your butt, I say Bravo.
26:11
If you busted your butt afterwards and you came up with a plan and, you know, with gazelle-like
26:15
intensity, you paid off that debt, Bravo.
26:17
You did the right thing.
26:18
You did the right and righteous thing.
26:20
Because I've talked to a lot of people because like for me, I had a pretty good scholarship
26:23
to go to school, but I still had some loose ends by my junior and senior year of college.
26:27
I was stacking scholarships on top of scholarships to where I was actually making money to go
26:30
to school.
26:31
Okay.
26:32
I was actually getting money from the bursar's office as opposed to having to drop off
26:35
a check.
26:36
Okay.
26:37
And I know other people that grinded in that way too.
26:39
That doesn't make me special.
26:40
It's just like, Hey, the system was out there and I'm like, I'm going to do this because
26:43
I don't want to be in debt.
26:45
And we managed to make that work.
26:46
And so did my wife.
26:47
Right.
26:48
And we graduate without student loan debt, but that we're not suckers today.
26:52
I certainly don't feel like a sucker, but I can understand why some of you would.
26:56
But this, this all, this whole thing that the Biden administration is doing, it does nothing
27:01
to address the underlying issue.
27:02
Because there is a major underlying issue here and it's that the federal government caused
27:08
this issue to begin with by guaranteeing student loans and then sitting by as every single
27:13
public university in the country, continue to raise their tuition rates, right?
27:21
Because the federal government said, okay, anybody that applies for this loan is going
27:24
to get it.
27:25
We'll subsidize it.
27:26
But if you know anything, you don't need to be an economist to know this, but if you
27:29
know anything about basic economics, you understand that what, you know, what happens when you
27:33
subsidize something, you know, when the government subsidizes something, then the producer of
27:37
that something is under no compunction to not raise their prices.
27:42
They would actually be really, really stupid to not raise their prices because of the subsidy.
27:47
And so when we see these universities over the past several decades, raising their tuition
27:51
rates at like four or five times the rate of normal inflation, not Biden inflation,
27:55
but normal inflation.
27:57
And the government's just like, yeah, no biggie.
28:00
And so you have these universities that are cranking out these people that are not ready
28:03
for the workforce.
28:04
They're not ready for the job that they're taking. They're, you know, so bad at their
28:08
prospects in terms of getting a job that they have to go and get a master's degree, doubling
28:12
down on stupid in order to go and get this fictitious job that they think they're going
28:15
to get right out of school, making six figures in the corner office just because they, you
28:19
know, we're, we're great at their undergraduate program in rural Florida or something like
28:23
that.
28:24
And it's just not reality, but the universities are being paid off in all of this.
28:30
These universities are part of the problem as they've grown their internal bureaucracies
28:34
at these universities, adding useless, uh, departments like the ones I talked about last
28:38
week, all these, you know, diversity departments and all these random departments under departments
28:42
with department heads and all these different, whatever's, you know, sub vice presidents
28:46
and, you know, directors of this and that and heads of this and that they've expanded
28:49
that within their universities because they've gotten this influx of money and then they turn
28:52
around and go, oh, my pockets are out. Look how bad things are going here. I've got my hat
28:56
in my hand.
28:57
Can you please give me some more money?
28:58
Give me a break. It's ridiculous. But a big question in all this is why, you know, I'm
29:05
sure some of you have thought about this. Why does the American taxpayer have to bail out
29:09
these universities to begin with, but specifically the universities that have these mega endowments.
29:13
So as you've heard reported somewhere, I'm sure in the last week, Harvard is sitting
29:17
on an endowment that is over $50 billion worth. Yale has one that's over 30 billion. Stanford
29:23
has one that's close to 30 billion. Princeton has one that's around 25 billion. And these
29:28
people aren't paying taxes on these endowments. They're operating like hedge funds. And yet
29:34
the American taxpayer has to turn around and pay off all these debts. Like literally a
29:39
percentage of my tax dollar is going to go to pay off the degree for somebody that got
29:43
a, the student debt of somebody that got a degree from Harvard. Maybe they're two years
29:49
out of college and they haven't quite gotten that next big raise. They're making $124,000
29:53
per year. And I'm going to pay off that person's debt. Like it's astonishing. It's, it's deeply,
30:00
deeply unfair. Are your ad campaigns lighting up the dashboard, but not the pipeline? That's
30:06
bullspend and marketers are calling it out in dashboard confessions. My boss asked for
30:11
results. So I opened my dashboard for the only positive sounding metric I had impressions.
30:18
At the bullspend, see revenue, not just reach. LinkedIn delivers the highest return on ad
30:23
spend of major ad networks, advertise on LinkedIn, spend $250 on your first campaign
30:28
and get a $25 credit. Go to linkedin.com slash campaign turns the conditions apply.
30:32
It's also very rich for Joe Biden and his administration to use COVID to use the pandemic
30:39
as their legal basis for the student loan forgiveness. So I'm not going to really dig
30:42
down to the legal case because that's not really my area, but that's what they're doing. They're
30:46
basically using these different emergencies, you know, things inside the law to say, Hey,
30:50
it's because of the pandemic. We've got to do this thing. That's how they're going to
30:52
argue it in court anyway, because according to them, the pandemic is over enough to where
30:58
the elderly president Joe Biden can be out and about without a mask on. And our southern
31:04
border can be wide open for people from all over the world to come streaming through in
31:07
the United States. So the pandemic is over enough for all that. But we're still in such
31:12
an emergency point with COVID that we have to get rid of student loans. That's what they're
31:17
telling us. Does anybody really believe that though, even people that like the fact that
31:24
their student loans are going to get wiped out. Do you think they actually believe that they're
31:27
sitting there with double mast at home alone with their cat and they're thinking to themselves?
31:32
Yeah, man, this is great. This is going to really get me out of my COVID fog and a few
31:37
things on that. Most of the student loan debt that is going to be forgiven if this goes
31:42
through, like in almost, it was almost every single bit of that was taken out pre COVID.
31:49
Again, COVID hasn't been a thing for all of our lives just last couple of years, right?
31:53
All that soon loan debt was taken out before then. Also, the people that were allowed to
31:58
work during COVID, if you'll remember, we're typically the white collar job people, okay?
32:05
It wasn't the blue collar workers. And we love and respect those workers. We're not, we're
32:08
not saying they're different. We're not showing any partiality, but the white collar workers
32:12
were told that their work was essential. But the blue collar workers, many of them were
32:16
told that their jobs in factories or on construction sites or whatever in other industries that
32:21
their job was not essential, that we can just shut you down as if it makes no big deal.
32:26
That's what the government said we could do. And so again, those same blue collar workers
32:31
are going to be paying taxes to help pay off the student loan debts of the white collar
32:35
workers that never had a disruption to their income. Think about that. That's a tough one,
32:40
but think about it. And this really leads into the next thing, which is, I love that
32:44
a lot of people are talking about PPP loans and posting the names of Republicans that
32:50
are in, you know, national office that own businesses that took out PPP loans and they're
32:55
comparing it to this situation, okay? These two situations cannot be any more different,
33:00
okay? What the government did with the PPP loans, or really, they did those to begin
33:06
with because they literally told you that your business was not essential, okay? And
33:12
that you would not be able to work nor provide work for any of your employees. That's what
33:16
the government told you. They shut your business down, need you need to be reminded of that.
33:22
They have to give you something in return for that. The government can't just shut
33:26
your business down and then say, best of luck, because if they had done that, there would
33:31
have been war. If they told every business, every mom and pop shop, except for the ones
33:34
that they like, you can't do business, but we're not going to give you anything back
33:37
for it. There would have been massive. It would have been protests. It would have been
33:41
war, okay? But here's the thing, student loans are a voluntary exchange between a borrower
33:48
and a lender in order to pay for higher education. How in the world is that the same for these
33:54
business owners that are trying to keep people employed to keep payroll going, the government
33:59
telling them, you can't run your business, but hey, we'll go ahead and provide this to
34:04
you so that you can keep things up and running so that you don't lose your hat. These situations
34:09
are not the least bit the same. And I love that they're pointing out all these problems,
34:14
but you prominent Republicans that are doing it because it's like, you don't think Democrats
34:17
are also running businesses? You didn't think they are also benefiting from things like those
34:22
programs and think about it. You know, the people that took out the PPP loans, you know,
34:27
for the people that actually started businesses and were creating wealth and employing people
34:31
and taking care of families. Those are the people that took these loans out to begin
34:34
with. A lot of these student loan folks are people that took out loans to get useless
34:38
degrees and then they decided somewhere along the way that they didn't want to pay them
34:42
back. Like, please let me know that you see the massive difference in these two parties.
34:47
Like the PPP loan and a lot and I know there was some fraud in the PPP system. There were
34:51
people that bought Ferraris and boats and all these everything's like, I get it. But there
34:55
were so many companies out there that without the PPP loans, they would not be in business
34:59
today and you're not just losing your business. You're losing the jobs of all of your employees
35:03
and you're affecting their entire family's ability to be financially stable. So it's
35:08
a big deal. Also, I know that a lot of people on both sides of the issue, actually people
35:13
that love this, people that hated and everyone in between, in between, they're expressing
35:16
the sentiment that we should have empathy for young people that were duped into taking
35:21
these loans out. Okay. And in the last week or so, to be honest, I've struggled with that.
35:25
I've kind of gone back and forth about feeling empathetic and not feeling empathetic and
35:28
blah, blah, blah. And after giving it quite a bit of thought, I'm not so sure that we
35:32
should have empathy for the people that took out these loans. I'm really not because people
35:39
are describing, you know, the process of people taking out these loans is like, Oh, it was,
35:44
it was a predatory process, right? Like they were, they were targeted. And you know, as
35:47
these predators that went out there and basically forced them to sign on the dotted line, they
35:51
had no choice, right? And maybe there's some truth to that. But the fact is, that is, it
35:57
was adults that were taking out these loans. These were 18, 19, 20 year olds, some people
36:03
in their mid 20s as they're going on and moving on their higher education. These were adults
36:07
that took out these loans. It wasn't 12 year olds. And I guess you have to ask yourself
36:11
is that what point are we to say that it's their fault for taking out the loans and then
36:17
using the funds for a crappy degree? Like at what point are we allowed to say that? I
36:22
know that seems really mean, doesn't seem terribly empathetic. But but honestly, like
36:27
when can you say that? Because there's got to be a line somewhere there. They're absolutely
36:31
has to. But I do find it interesting that Democrats, they don't think that an 18 year
36:38
old is smart enough or developed enough to choose whether or not to take out a student
36:42
loan. Okay, that that's the argument they're making. Oh, it's predatory. They didn't have
36:45
any options, but this is the same party that thinks a seven year old can choose their gender
36:52
that that a 15 year old girl can choose to have both of her healthy breasts removed.
36:57
So apparently they're old enough and developed enough to make those decisions, but not decide
37:01
on the dotted line for a loan. But ultimately on the empathy thing, I think it's okay for
37:06
you to fill a tremendous amount of empathy for somebody. And again, I'm not a terribly
37:10
naturally empathetic person, but I know a lot of you guys are a lot of you gals listening
37:13
to this are and that's fine. But you can be empathetic towards these people and then still
37:19
maintain that they have to pay the price for their dumb decisions. Hey, man, think about
37:26
in any other way, you get, you get too much house, you get a lender to give you a mortgage
37:30
on a house that's way beyond you. You can feel bad for the person that signed on the
37:35
dotted line for that 30 year mortgage for a house that they can't really pay for. But
37:39
it's their debt to pay, not yours. Someone gets a car that's way too much car for them.
37:45
Yeah, they got the souped up thing and they did all this whole thing. And now they're
37:48
having money troubles. And they realize that that that that car is worth half the value
37:52
it was six months ago. Like you can feel bad for them and not pay their debt for them.
37:57
So you can have both of those things all at once. But as we continue the discussion on
38:01
this, we need to be clear about something. This is almost certainly a bribe for you to
38:07
vote for Democrats in the midterm elections. I've already said that, but it's not only
38:10
that this is another attempt by leftists in the government to take complete control of
38:17
the segment of the population and make them beholden to daddy government. Okay, again,
38:22
this is a well transfer from non elitist to elitist, right? It is just like what happened
38:27
during the COVID lockdowns, when all of these mom and pop shops and restaurants actually
38:32
did go out of business, even the PPP loans couldn't save them. They went completely out
38:36
of business while all of the big box stores and fast food chains and these national brands
38:42
multiplied their profits. So when you're doing something like this, it's because you want
38:49
people to be dependent on you. You hear people make that argument when talking about people
38:54
like in the black community, how there's, you know, all this reliance on welfare in the
38:59
government. And I don't mean because of that. I mean, because you get people on these programs,
39:03
and then they spend decades and decades and programs like this, anybody that's in those
39:06
programs, and then they want to depend on daddy government, right? They don't want to
39:10
depend on daddy of their children or the church or any of those things. So you've heard people
39:13
make those arguments before that once somebody gets on the government teat, they don't want
39:17
to come off of it. And how can you ensure that the government stays powerful and that
39:22
the, the, you know, the minions will still vote for somebody that's maybe doing things
39:26
that are not in their best interests, continue, you know, the suckling from the teat continuing
39:31
to allow that. You've heard people talk about that before, but we need to be clear about
39:35
something else with all this is if they're able to ram this through, which again, I'm
39:39
not sure that they can, but if they're able to do this, this will simply be the first
39:44
of many bribes, just like it. Many, many, many, many bribes. Okay, we have to ask ourselves
39:49
which debt will Democrats focus on next? How about the rest of student loans? You know,
39:54
$10,000, like that's, that's just a start. What, I mean, what about the mortgages for
39:58
people that think like they do, that vote like they do? Are they going to try to cancel
40:02
those out? And what about the trillions of dollars of credit card debt that currently
40:06
exists in the United States? Like which debt is going to be next? Because if we're just
40:10
going to start canceling debt, because money's not an actual real thing tied to any actual
40:15
real value, why not keep that going? I mean, guys, there are already people saying that
40:19
$10,000 is not nearly enough. I can't remember who, who posted this on Twitter, but it was
40:23
absolutely astonishing. I thought it came from, you know, the onion or the Babylon B or something
40:26
like that, but they are claiming that $10,000 is a dog whistle to white people because white
40:33
people tend to have per capita, less student loan debt in total than people of color.
40:39
Yes, I'm serious. They're like, you know, the average white person has $12,000 with a
40:43
student loan debt, but the average black person has, you know, 18,000 or 25,000 or something
40:46
like that. So this is a dog whistle somehow from the widest administration, maybe ever,
40:51
right? I'm going to be in funny because they, they obviously will hire people just because
40:55
they don't look like white people, but whatever. But you see where this goes. You see where
40:59
this is going, guys, there's no end to this nanny state nonsense. There simply isn't.
41:04
And there's another nefarious thing with all this. It's that the only loans that this policy
41:09
will cover. This is so, this is so bad. And no one's really talking about it. The only
41:12
loan, the only, you know, loans that this policy will cover from the Fed are the federally
41:17
backed loans, not private loans. You know, private loans obviously have a much higher
41:23
rate of being paid back because typically you have to prove something before you can
41:27
get that private loan. The federal loans do not have that. But the only ones that are
41:31
going to be relieved are the federal loans. And there are a lot more nefarious things
41:35
about all this. One of them is that these student loans benefited the higher education institutions
41:40
way, way, way, way, way more than they did the students that were actually taking out
41:44
the loans. And also by the federal government guaranteeing funds to these universities, which
41:48
we've already talked about via these grants or scholarships or loan programs or whatever,
41:52
they have been able to crack down on what these universities teach, the policies they put
41:56
in place, which almost always been towards the left. So again, when people talk about
42:01
how, you know, conservatives were asleep at the wheel for all these years, letting, you
42:05
know, leftists can completely control higher education and K through 12 education and completely
42:11
control entertainment and completely control all these other different pockets of life.
42:15
We're seeing some of the, some of the negatives of that playing out right now before our eyes.
42:21
And just as a, as a thought experiment, think about how much better of a place our country
42:25
would be right now. If every kid that applied for a student loan in order to go to college,
42:30
had to put together a business plan of sorts in order to get the funding, had to sit across
42:35
the table from somebody in a student tie and say, here's my plan. Here's what I plan to
42:39
do over the next four years. Here's the school I plan to go to. Here's the track I plan to
42:43
follow. Here's the minors I plan to do. Here are the student organizations I plan to start
42:49
or be a part of. Or here's the sports I plan to play. Here's how I'm going to cover some
42:53
of it. Here's how you're going to cover some of it. I mean, think about if these students
42:58
had to constantly meet minimum standards in order to keep the money flowing. How much
43:02
of a better place would be be right now? Because you're probably not going to be able to get
43:07
funding for your lesbian dance theory degree program. You're probably not going to do,
43:13
you know, pseudo European philosophy or like just make up some random bullcrap degree.
43:19
Those things don't matter once you get to the marketplace. They're not valuable unless
43:24
you create your own ecosystem, which some of these people are doing. But if you had to
43:28
sit across the table and pitch it to somebody, you're probably not going to go that route.
43:31
And if they said, hey, we're not going to give you this money to go to university to
43:35
do this program because we don't think it's a good fit for you. We actually think you'd
43:38
be potentially a good welder, be a good plumber, be a good electrician, something like that.
43:43
Imagine if those things happened. I bet we wouldn't have a shortage of all those other
43:46
jobs I just mentioned. And in the last thing here on the political side, dude, I mean,
43:50
there's way more things we can talk about, but we're already running a little bit long
43:53
on this one particular subject. But on to wrap up the political side is as with most
43:58
ridiculous left wing ideas like, oh, we're going to cancel student loan debt. Remember
44:01
how ridiculous that sounded like three, four years ago? It always starts out on the fringes
44:05
of the party, but then it quickly becomes mainstream. And the crazy thing now is that
44:12
these crazy ideas become mainstream ideas so quickly. Because again, we talk about the
44:17
over to window. The over to window used to shift very slowly and very subtly. Now it's
44:22
just like clinging around, like just like, you're like, you're throwing it down a fly
44:25
to stairs, right? It's just all over the place. Because again, this was a crazy idea. Just
44:31
a few years ago, Bernie Sanders was the only prominent person saying something like this.
44:35
And that was something that Republicans are going to point out and be like, Oh my gosh,
44:38
can you imagine? Look at that loser talking about student loan forgiveness. Oh, what are
44:42
we going to do? Just wave of magic wand. Then, you know, cancel $10,000 worth of student
44:47
loan debt for people making six figures per year and everybody else in between. Yeah,
44:50
that's crazy. Here we are. Here we are. It is crazy. But we just have to wait and see if
44:58
it's actually going to go through. So now we need to get the spiritual side because we
45:03
just spent a lot of time breaking it down politically. But there is a fairly interesting
45:07
spiritual component to all this. Because as many of you have noticed, there have been
45:12
a lot of people like an unbelievable number of people claiming that student loan forgiveness
45:18
and eternal damnation because of sin forgiveness are the same thing. I remember last week, probably
45:27
early Wednesday, maybe early Thursday, all this is coming out. And I thought there's
45:33
probably going to be some dumb people that are going to get after, you know, conservatives
45:36
or Christians or whatever for saying that we shouldn't just wipe out student loan debt.
45:39
That's probably going to happen. You know what? Probably not. And then like the next
45:42
time I went on Twitter, it was like, it was like a machine gun of idiots, like all basically
45:49
saying the same thing. Okay. So there were a number of people, you know, a lot of people
45:53
on the political left, atheists, agnostics, even woke Christians, they were making theological
46:00
arguments all of a sudden, theological arguments, saying that if you are a Christian, if you
46:06
are honest to goodness, a Christian, that you should wholeheartedly and full-throatedly
46:11
support the quote unquote forgiveness of student loans. Now, there are two funny things about
46:16
that right from the get go. These people are using arguments from a worldview that they
46:21
think isn't based in facts or reality. So I always find that interesting when people
46:25
that don't believe in anything in the Bible use the Bible as the basis of their argument.
46:29
So that's first funny thing. Second funny thing is if we make theological arguments,
46:34
you know, of conservatives, if Christians, if people like me make theological arguments
46:37
to support our policy subscriptions, they brand us as Christian nationalists. Like, haven't
46:42
you noticed that? You're like, Oh, well, you're you're using scripture, you know, as you support
46:46
the Dobbs decision or something like that, you're obviously a Christian nationalist, right?
46:50
You know, Kristen Cobes, Dumei is going to write Jesus and John Wayne part two. And that's
46:54
going to be the basis for everything that she writes, right? And Samuel say actually
46:57
pointed this out on on his blog last week, what this really gets into because there's
47:01
a big point, but I'll make it after this. Cause I liked what Samuel said in his blog. In James
47:05
two, we see where the sin of partiality is talked about. Okay. And I think I actually
47:10
use that last week when we're talking about race and we're talking about splitting people
47:13
up and different things like that. It's a sin of partiality that becomes a major, major
47:16
issue. But in this thing that we're, we're looking at in this story, there's partiality
47:21
being shown to people making less than $125,000 per year. Because if you make over that, it's
47:28
not going to benefit you. So we're being partial to a particular group and we can't define
47:32
why 125,000 is the number. It just seems like a nice round number. We're also showing partiality
47:38
to people who were not responsible enough to pay off their debts. Again, as we talked
47:43
about, the people that busted their tails, paying off their debts or not getting into
47:47
debt in the first place, we're being partial to the other people, the people that just
47:52
like, eh, you know, eat, drink and be married for tomorrow. We die like the people that
47:55
just went and partied or maybe even some well-meaning people. I'm kind of using a lot of pejorative
47:59
here, but it's like maybe there were some well-meaning people out there that are just
48:02
like, eh, you know, we'll deal with the debt later. I'm just going to try to get my education
48:05
out. So maybe that was it. But there's also partiality towards people with student loan
48:08
debt as opposed to other debts. Like, why are we canceling out the debt of people that
48:13
have student loan debt, but not mortgage debt or credit card debt or debt because they had
48:19
to go into debt to pay off their grandpa's funeral or like there's so many other types
48:22
of debt, business debt. Like, why are we showing partiality? Okay? But here's how student loan
48:28
debt and our sin debt are the same. Okay? So this is, this is the crux of the issue.
48:35
Here's how student loan debt and our sin debt are the same. The debts are not being forgiven.
48:43
The debts are being transferred to someone else to pay. I'll say that again. The debts
48:50
are not being forgiven. The debts are being transferred to someone else to pay. Now, this
48:56
is where the rubber meets the road and Ally Best Stucky over at the blaze. She said something
49:00
similar to this on her Instagram last week. So I'll use some of her thoughts here with
49:05
our sin debt. Okay? The debt we have from sinning. Okay? The good news of the gospel is that
49:11
Jesus who is God and human earthly form chose to voluntarily sacrifice himself as a propitiation
49:21
for our sin. Propitiation is simply the, you know, the appeasement of the wrath of God,
49:26
you know, a payment in full of the penalty of sin, if you will. Also, Jesus voluntarily
49:32
chose to pay a debt that we could not pay ourselves. Okay? That is the beauty of a gospel
49:40
that isn't works based. He chose to pay off a debt that we had no capability of paying
49:46
off ourselves. But with student loan forgiveness, the burden of the debt is being transferred
49:54
from the party that took out the debt to a different party, the American taxpayer that
50:00
did not take out the debt further. That transfer is being done without the consent of the American
50:09
taxpayer. And if some of those American taxpayers refuse to pay, they will have their freedoms
50:16
removed from them. They could be arrested. They could be fined. They could be taken to
50:20
jail. Oh, and, and the parties that took out the debt in the first place are 100% capable
50:29
of paying them back. Guys, I said all that very, very slowly so that one, you could get
50:36
it because I know I talked fast and everyone's like, you know, lay off the, you know, caffeination
50:41
or whatever. Even though I don't drink any soda or coffee or anything like that. But
50:44
I think you should even go back and just go back to where I was talking about, you know,
50:48
the debts are not being forgiven. The debts are being transferred to someone else to pay
50:52
because that is so unbelievably important. People that are making this that are attaching
50:57
student loan debt and the sin debts, like these things make no sense whatsoever. Okay?
51:05
So my final thought on this is to the question of should Christian support the student loan
51:10
forgiveness plan? No, no, this is not right. This is an unrighteous thing that is happening
51:20
because they are transferring this debt to people that are not choosing to take on this
51:24
debt that didn't choose to take on the debt from the beginning. I'm not going to sit here
51:28
and be like, Oh, it's just not fair. But in a lot of ways, it is simply not fair. It's
51:33
not fair to do this. This is not a right moral and righteous thing to do. Now, if you benefit
51:40
from this personally, because some of your student loan debt is going to be, you know,
51:44
taken away, I'm not saying that you have sin that you need to be absolved of, right? They
51:50
give it works out to your benefit. Okay, fine. Maybe think about what you could be doing
51:55
with that $10,000 that you're now not going to have to pay towards, you know, your tuition
51:59
and fees and books that, you know, you know, you had and used years ago or something like
52:03
that. But again, Christians do not need to come out in full-throated support of this.
52:09
I think you should advocate in some ways to your local politicians, to your local representatives
52:15
to do what they can to stop something like this. Because again, this is not a one-time
52:20
thing. So if you're worried about the government spending money, printing money, going into
52:24
debt, all these different things, just know that again, it's going to cost somewhere
52:27
potentially close to a trillion dollars this time. What about the next time? What about
52:34
when they want to take out 10,000 more dollars or when they want to wipe things out completely?
52:39
This is not a good thing for our country. And no, Christians should not support it. So
52:44
guys, I'm looking at the clock, we're already over 50 minutes. So I don't want to give a
52:47
short shrift to these quick hitters. So I'm going to go ahead and skip to the end here
52:50
and do our normal outro. And then, you know, maybe tomorrow or something, I'll see what
52:54
I can do to hit those other stories because I know you guys want me to hit that as well.
52:57
But before that you go, we are going to do a quick resilience boost out undaunted life.
53:00
Our mission is equipping men to push back darkness with content that for just spiritual,
53:04
mental and physical resilience. So I've got a link in here so you guys can go to the origin
53:07
website. If you're buying, you know, geese, jeans, boots, protein, energy, drink supplements,
53:11
whatever, make sure you use the promo code kyle at checkout to get 10% off. Then I've got
53:15
links to our donation page. I've got a link to the sign up for child care page. If you're
53:18
going to come watch me speak on September the 18th at Faith Bible Church in Edmond, Oklahoma.
53:21
And then I got the CNBC article where it talks about Biden canceling $10,000 in federal student
53:26
loan debt for most borrowers. All right, guys, thanks so much for listening to the show. We do
53:29
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54:26
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